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Thursday, August 14, 2014

Protect Your Home from Radon

If you have recently bought or sold a house, you have probably heard of radon. This invisible, odorless and tasteless gas comes from the natural breakdown of uranium in soil, and it rises through the ground and into the air. The air dissipates it enough that it is not harmful. But it also can seep into your home through cracks or holes in the foundation, where it becomes trapped and can become concentrated to unhealthy levels. In fact, the U.S. Environmental Protection Agency (EPA) estimates that radon is the second-leading cause of lung cancer in the United States, responsible for more than 20,000 deaths a year.

Luckily, testing for excessive amounts of radon and alleviating the problem in your home is a simple process. You can purchase low-cost “do it yourself” tests or hire a qualified tester. If levels in your home are found to be high, a radon mitigation system can be installed, which is simply a vent pipe system and fan that pulls radon from beneath the house and vents it outside.


Radon levels can vary tremendously from home to home, and even in the same home from season to season. The EPA estimates that 1 in 15 homes have undetected high levels of radon. So if your home hasn’t been tested, it is probably a good idea to do so and make sure you are protected from this dangerous gas. Visit the EPA’s website at www.epa.gov/radon for a variety of publications and resources about radon.


Fact: Radon is heavy and collects in low areas. If you spend a lot of time in your basement, the EPA recommends you test your home for radon.

Thursday, August 7, 2014

What Does Your Front Door Say About You?

We know that different colors evoke different emotions in people, but color experts say color can also be an indicator of your personality, even (or especially) on your front door.

“The front door is the focal point of the home,” says Debbie Zimmer of the Paint Quality Institute. “The color there sends a strong message – in the case of the front door, providing insight into how we view our home.”


Here is the message, according to the Institute, that you might be sending with your door of a different color:


Red – passion, vibrant and “full of life, energy and excitement”
Blue – sanctuary, calm, serenity, and relaxation
Green – health, safety, tranquility, and harmony
Black – power, sophistication, strength, and authority
Brown – warmth, stability and reliability (dark brown could signify desire for privacy or isolation)


If none of those colors work for you, also consider yellow (happiness, high energy), purple (dreamer, free spirit) or white (clean, organized). The best part is that if you try something and it just doesn’t work, changing the color is as easy as just painting over it.

Thursday, July 31, 2014

Stud Space = Extra Storage

Are you limited by the lack of storage that comes with a small room? Fear not, you do have options! Between the studs that hold up your house and walls lies unused space that can be converted into built-in shelves or a storage nook.

Bookshelves — These could go in any room in place of shelving units.


Bathrooms — Keep clutter off your bathroom countertops by building in space for a few shelves to hold toiletries. Even recessing an area for your towels or bathrobe can make a small bathroom appear bigger.


Pantries — Take a look at unused wall space in your kitchen. Shallow shelves could be used to hold canned goods, spices or stemware. You could also use the recessed area to mount hooks and hang pots and pans.


Tip: Be sure to check for venting or wiring before starting this project.

Thursday, July 24, 2014

Garage Security Tips

You may lock up your house like Fort Knox to keep you and your valuables safe, but the garage door is often overlooked in the process. Burglars can use this knowledge to their advantage to gain access to your house. So consider these garage do’s and don’ts as part of your home security plan.

Don’t leave your garage door opener in your vehicle. Do purchase a keychain remote opener and carry it with you.


Don’t leave your garage door open. Do consider installing a device that automatically closes the door after a set amount of time.


Don’t leave the door leading from the garage into the house unlocked. Do make sure it is as secure as your front door.


Don’t give burglars places to hide. Do install low-cost outdoor motion-sensor lighting around the garage.


Do frost or cover any garage windows so thieves can’t see what is inside or that your vehicle is gone.


Do put a padlock on the inside of your garage door when going out of town to ensure that the door cannot be opened.


Also keep in mind that most home invasions occur during the day in the middle of the week when no one is home. So always be sure to secure your house before leaving for the day.

Thursday, July 17, 2014

Is Your Doorbell Smarter than You?

Forget the peephole. “Smart” doorbells are giving homeowners a brand new way to see who’s knocking on their door. The basic feature behind this new development is the ability to wirelessly connect your doorbell and a video camera to your smartphone so you can see who is at your door without having to get up and answer it.

The newest technology under development features facial recognition that will allow you to store contacts into your system and play pre-recorded messages to specific visitors. The technology available now allows you to:



  • See and speak with visitors over an intercom system via your smartphone.

  • Customize access for each smartphone in your home.

  • Be notified when someone is approaching the door, before they ring the doorbell, via a motion detector.

  • Take and store pictures and view streaming video.

  • Wirelessly unlock your door.

  • Receive a notification on your phone when someone rings your doorbell and then see and speak with them, even if you are at work or on vacation.

Wednesday, July 9, 2014

Fight the Good Fight Against Mosquitos


As long as there have been people in North America, there have been mosquitos. So the annoying and potentially dangerous pests probably aren’t going anywhere anytime soon. But we can protect ourselves from them by following “3 D’s of protection” recommended by the American Mosquito Control Association.


Dress


Try to wear long pants and long sleeves outdoors when practical, especially at dawn and dusk, when mosquitos are most prevalent. Also wear light colors and avoid tight clothes with a loose weave, which mosquitos can bite through.


Drain


Mosquito larvae float atop still water to grow and hatch, so the key to prevention is eliminating standing water around your house and in your yard. Items that encourage water collection include roof gutters, pet water dishes, children’s toys, bird baths, pool covers, and tarps.


Defend


Three mosquito repellants approved by the Environmental Protection Agency are generally safe and effective — DEET, Picaridin and oil of lemon eucalyptus. Keep the following tips in mind when using repellants:



  • Spray on exposed skin, not clothing.

  • Apply sparingly and reapply as needed. (Saturation doesn’t increase effectiveness.)

  • Keep away from eyes, nostrils and lips.

  • Minimize use if pregnant or nursing.


Tip: Turn on a fan. Any wind speed of more than 1 mph disrupts mosquito flight, and they will avoid the area.

Thursday, July 3, 2014

How to Lighten a Dark Room


Sometimes you get stuck with a small room or one without much natural light, but that doesn’t mean you have to be stuck in the dark. There are lots of easy (and some not so easy) ways to lighten and brighten a dark room.  

Walls

Painting the walls a lighter color can drastically change the appearance of a room. White is always an option, but light pastels can have the same effect without the starkness. Also consider using a satin gloss, which will reflect light, as opposed to a matte finish.

Floors

Most changes to floors are fairly significant, ranging from refinishing hardwood to installing lighter wall-to-wall carpet. When refinishing hardwood with a lighter stain, top it off with a high gloss to reflect light. You can also “lighten” the appearance of a dark hardwood floor with a pale-colored area rug.

Furniture

Dark furniture can really weigh a room down. Choose light fabrics and paint wooden furniture light colors. Also think about adding reflective surfaces to your furniture, like a mirrored table top.

Accents

Mirrors are your best bet for fighting darkness. Place them opposite a light source (a lamp or window) to maximize the amount of light reflected. Smaller items, like mirrored picture frames, reflect light as well.

Windows

Maximize the natural light coming in through windows. Keep the windows clean. Hang curtains higher and wider than the window frame so the entire window is exposed. Stay away from heavy drapes and thick blinds that block the light.
Lights   Use light that is cast up and down, such as wall sconces and lamps with shades that open at the top and bottom. Aim for diffused light. Use walls and corners to reflect the light around the room.

Thursday, June 26, 2014

To Fix or Not to Fix?


When you’re getting ready to sell your home, that is always the question. A rule of thumb to keep in mind is that a house in good condition will sell faster than one that needs work.

Low-cost, minor improvements that increase the appeal of your home are always a good idea – you want to be sure it looks like the house has been well taken care of. Patch nail holes and repaint, fix or replace damaged flooring, repair plumbing leaks, replace outdated light fixtures, clean out and reseal gutters, and keep up with the yard and garden.


Beyond the basics, ask yourself these questions when deciding what to fix:


What is the market like? In a seller’s market, you may not need to do much. In a buyer’s market, you might have a long list of repairs and updates to make in order to keep your house in the running.


How fast do you need to sell? If you must sell quickly, you’ll probably need to make the necessary improvements so your house is move-in ready. If you have time to test the market, you can hold off on pricey fixes and see how your house fares as-is, knowing you have the option of repairing those things later on – if you’re not getting the offers you’d like.


What is the condition of comparable homes on the market? If other homeowners have prepped their houses to move-in condition, you may need to do the same.


As your real estate professional, I would be happy to discuss how to best prepare your home for the current market in our area. Please contact me at your convenience!

Thursday, June 19, 2014

Simple Ways to Allergy-Proof Your House


Protecting yourself from household allergens can be a daunting task, but start simple and you might see quick results.

  • Use two doormats at every house entry point – one inside and one outside.

  • Take off your shoes when you enter the house.

  • Vacuum carpets weekly using a vacuum with a small-particle filter.

  • Damp-mop floors once a week.

  • Wipe down surfaces with a damp cloth once a week.

  • Hang machine-washable curtains instead of heavy draperies.

  • Encase mattresses, box springs and pillows in dust-proof zippered covers.

  • Wash bedding in hot water once a week.

  • Repair cracked or broken caulk and tile in the bathroom.

  • Always run the bathroom exhaust fan when you take a shower.

  • Clean out under the kitchen sink and check for leaks.

  • Monitor the humidity in the air (ideal is 30 – 50 percent).

  • Change air filters once a month.


If you can only make a few changes, start with your bedroom — you spend about one-third of your time sleeping. And, if possible, go to an allergist and find out what you are allergic to. This will help you focus your efforts and make sure you are treating the right problem.

Thursday, June 12, 2014

Saving Water through Xeriscape


Tired of wasting water and money to achieve a lush lawn and garden? Maybe you should try Xeriscape — using creative landscaping to conserve water.

Xeriscape is a combination of seven common-sense gardening principles that save water while creating a lush and colorful landscape:



  1. Plan and design for water conservation and beauty.

  2. Create turf areas of manageable sizes and grasses.

  3. Select low-water plants.

  4. Use soil amendments, such as compost or manure.

  5. Use mulches to reduce evaporation and keep soil cool.

  6. Irrigate efficiently.

  7. Maintain the landscape properly.


Originally developed in Colorado for drought-afflicted areas, Xeriscape is now used across the country in efforts to be more environmentally conscious. The practice offers many benefits:



  • Saves water – Reduces landscape water use by 60 percent or more.

  • Improves property value – Can increase property value by as much as 15 percent.

  • Less maintenance – Aside from occasional pruning and weeding, maintenance is minimal.

  • No fertilizers or pesticides – Using plants native to your area will eliminate the need for chemical supplements.

Thursday, May 29, 2014

Choosing the right paint brush



Painting is the quickest way to give a room a fresh new look. It is also quite possibly the easiest do-it-yourself project. Most people will spend hours poring over colors, finally choosing the paint, and then just throwing the cheapest paint brushes or rollers in the cart on their way out of the paint section.

This is a big mistake. The results you get from a high-quality paint brush will always be much better than with the "whatever's on sale" brush or rollers.

A quality paint brush holds more paint, gives you more control and provides a smoother finish. It also covers more with fewer brush strokes, which saves you time.

Here's what you need to consider when buying paint brushes.

Balance
You want paint brushes that have balance. It should feel comfortable in your hand and be easy to control.

Bristle density
Paint is held in the space between the bristles, so the more bristles a brush has, the more paint it will hold. A cheaper paint brush won't hold much paint and smears the paint rather than flowing the paint onto the surface.

Bristle flagging
Take a look at a good brush and you'll notice that the bristles have split ends. This is called flagging and helps to provide finer and smoother application.

Bristle type
The type of paint you're using determines what bristle you should choose. Use hog hair or China bristle for oil-based paints. However, you can't use hog hair when using water-based paints because the bristles absorb water. Some synthetic brushes use a combination of polyester and nylon – polyester provides stiffness and nylon is soft for a smooth application.

Ferrule
The ferrule holds the bristles against the handle and are commonly metal. A high-quality brush will have either a stainless steel or other rust-proof ferrule. Cheaper brushes use lower quality metals and are subject to rusting.

Size
Surface area determines what type of brush you use. Wide surfaces warrant a 3 - 4" brush. When trimming around doors, you will want a smaller 1½ - 2" brush.

Taper
A good brush is thicker at the bottom and narrower at the top. The tapered shape makes the brush stiffer and gives you more control. A cheaper brush has bristles all the same length.

Wednesday, May 28, 2014

How are real estate agents paid?


Whether you're buying or selling a home, you'll probably work with a real estate professional during the transaction. If you're a seller, the REALTOR® that you work with will offer expert advice about the community and competition, provide marketing and advertising, and handle schedules for all the transactions that must occur. For buyers, the agent will help them identify properties that fit their needs, handle negotiations and also help with the paperwork and scheduling.


For all that they do, agents are paid by commission, rather than on an hourly rate. The commission they receive is based on the sale price and only after the completion of the sale. If they do not sell the home, or if they are unable to locate a home for a buyer, they aren't paid.


How much is the commission?


The typical commission is about 6 percent of the sale price, and it is usually split between the buyer's agent and the listing agent. The commission percentage that the seller agrees to pay is negotiable.


Who pays the commission?


The fee for the transaction is subtracted from the proceeds of the sale. It’s important to note that the fee comes out of the cost of the house and is not tacked on in addition to the sale price.

Thursday, May 22, 2014

Easy-to-grow edibles for your home garden


Starting a garden can seem like a daunting task, but it doesn’t have to be. Whether you have a plot for a garden, plans for a raised garden or just a few pots around your patio, growing your own fruits and vegetables can be very rewarding.

The good news is that you can start small and add some new plants year after year. The better news is that there are some fruits and vegetables that are easy to grow.


Lettuce


There are many types of lettuce and other salad greens - head lettuce, leaf lettuce, spinach, arugula, just to name a few. They are easy to maintain, grow quickly and don’t need a lot of room. They prefer the cooler temperatures of spring and fall, rather than the heat of summer. To ensure that you have greens all summer long, you can plant seeds every two weeks.


Tomatoes


The flavor of summer comes from tomatoes. You can buy starter plants from nurseries and home improvement stores. Tomatoes prefer the sun and can be grown in pots and even upside-down hanging baskets. Opt for heirlooms and grow a variety ranging from green to yellow to purple.


Cucumbers


Vine cucumber plants need some room because they spread out. They can take over areas of your garden and choke out sun and nutrients from other plants. Opt for bush rather than vine plants. They don’t spread as much and are more resistant to disease. Cucumbers will grow all summer long.


Carrots


A root vegetable, carrots grow until they hit something, then grow around it. If you have rocky soil, you’ll get crooked carrots. Still edible, but not visually appealing. For long, beautiful carrots, you need deep soil. Carrots are ready to harvest when you can see them above the soil.


Radishes


If you like radishes, the good news is that they’re incredibly easy to grow. Spring radishes are mild in flavor, can grow in pots and are ready in three to four weeks. Hot summer soil produces spicier radishes.


Green beans


There are many varieties from which to choose. Beans prefer sun and well-drained soil. As with cucumbers, there are vine and bush types of bean plants.


Zucchini


Preferring warm soil, zucchini and other types of squash are perfect to add to your garden later in the year. They can grow just fine in pots or in mounded soil. Zucchini plants do need water in order to flourish.


Herbs


If you want to start even smaller, grow an herb garden. Herbs can be grown in pots or in a garden. Basil, thyme, dill, cilantro, chives… all can be grown with minimal effort, space and maintenance.


Whether you want to reduce your carbon footprint, explore the possibilities of sustainable food sources, or simply like the idea of gardening, if you’ve got a back yard with a bit of space, gardening can be rewarding, cost-effective and best of all, delicious!

Thursday, May 15, 2014

Asbestos: Where to find it and what you should do about it


Making sure that your home is safe for you and your family is absolutely essential. If your home was built before 1960, it is important to test for asbestos. Not only is it important to know if it is present should you decide to sell your home, it is critical for your health.

According to World Health Organization estimates, more than 107,000 people die each year from asbestos-related lung cancer, mesothelioma and asbestosis resulting from occupational exposure. Perhaps the most famous person to die from asbestos exposure is Steve McQueen, who was exposed to the material while removing asbestos lagging from pipes aboard a troop ship while in the Marines.


What is asbestos?


Asbestos is a fibrous, silicate mineral that can be woven into heat- and fire-resistant material in insulation for heating pipes and attics, as well as roofing and siding materials. It was used in homes built before 1960.


Asbestos can also be found in:



  • Car parts, including clutches, brake pads, brake linings

  • Ceiling tiles

  • Siding

  • Shingles

  • Wallboard and sheetrock

  • Spray on fireproofing

  • Vinyl floor tiles

  • Textured paint

  • Caulk


How asbestos affects your health


Asbestos is made of long fibers that can be breathed in easily. When inhaled, these fibers become lodged in internal body tissues, and this can cause cancer.


Most people are exposed to a small amount of asbestos every day. Health problems start with prolonged exposure to high amounts of asbestos. It causes mesothelioma, and cancerous tumors form in the linings of the lungs and abdomen.


What to do if there is asbestos in your home


The best thing you can do is to leave the material alone if it is in good condition. Unless the material is damaged and fibers are released and inhaled, you are not in danger.


If you find damaged material in your home that may contain asbestos, don't sand, scrape or vacuum it. Asbestos should only be removed by trained professionals to limit exposure. If you are worried about asbestos in your home, call a specialist to do an inspection. If there is damage or deterioration, the technician will recommend remediation.

Thursday, May 8, 2014

Testing your home for radon gas


Making sure that your home is safe for you and your family is absolutely essential. If your home was built before 1960, it is important to test for radon. Not only is it important to know if it is present if you decide to sell your home, it is critical for your health. Radon is known to cause cancer through repeated exposure. According to EPA estimates, radon is the number one cause of lung cancer among nonsmokers, with 20,000 deaths per year on average.

What is radon?


It is an odorless, colorless gas produced when uranium in the soil breaks down. Radon enters your home through the foundation, where the foundation comes in contact with the soil. If radon is present, it is drawn in to the home because the air pressure inside is usually less than that of the soil. It acts as a vacuum, drawing radon gas in through gaps, cracks and cavities in walls where plumbing enters, and through construction joints.


Radon is a fairly common occurrence. One in 15 homes has radon levels high enough that the U.S. government recommends that action is necessary to control the leakage. A simple home test can tell you if radon is above the safe level. You can purchase a test kit from Kansas State University's National Radon Program Services for about $15.


The kit is placed in the lowest lived-in area of the house, generally the first floor or basement, for three days or four days. If testing reveals an unsafe level of radon in the home, it is important to take action immediately. Radon remediation methods are highly effective. Radon mitigation is like many other home repairs — you may want to get a few estimates before choosing your radon contractor.

Thursday, May 1, 2014

Save money and improve your garden by harvesting seeds


At this time of year, you’re probably getting ready to plant your garden and you’re buying seeds. Whether its flowers or vegetables, you can help your garden flourish from year to year AND save money by saving seeds. It takes a little time but it's actually a very simple process.

Choosing your seed producers


The first step is choosing which seeds to harvest. As a rule, you want to take seeds from the nicest specimens from your garden. The plants that produced the best will most often be your best bet for next year's garden. Only save seeds from heirloom, self-pollinated, or openly pollinated plants. (Hybrids produce seeds, but they will give you a plant with characteristics of both parents, and you may not want that.)


When to harvest


There is a specific time that is optimal for harvesting seeds. For flowers, you should cut flower heads when their seed pods have dried out or shortly before. Hang the heads upside down in a paper bag to dry. Once they are dry, remove the seeds. Separate them as much as possible from chaff and other plant material.


For fruits and vegetables, seeds should be harvested once the fruit has become fully ripe or overripe. Thoroughly wash them before drying. For podded vegetables such as beans and peas, let the seeds dry in their pods on the plants before you gather them.


Drying


Avoiding direct sunlight, dry your seeds on a ceramic or glass plate. Make sure they are completely dry before storing them, otherwise they will develop mold. Store dried seeds in paper envelopes. Make sure to label them!


Storing


Many seeds can remain viable for several years after being harvested. Put your envelopes in an airtight container and store the container in a cool, dark, and dry location. It's a good idea to add a packet of desiccant to absorb moisture. Save one from a pill bottle.


When someone compliments your tomatoes, give them some of your seeds as a gift. Many veteran gardeners also trade seeds. Saving seeds allows you to grow the varieties of fruits, vegetables and flowers that you love, saving your most beautiful, best tasting and hardiest specimens for the next year

Thursday, April 24, 2014

Keeping your trees in shape


Trees add a lot to your home. They provide a place for wildlife to live. They provide shade, which helps your utility bills stay lower in the summer. They can help prevent or limit soil erosion. And there’s no better place in the world for a tire swing.

The good news is that mature trees don’t need a lot of help – usually. The bad news is that when they do, you’ll usually need to enlist the help of an arborist to save them.


While trees are perfectly nice things to have in your yard, they can also require maintenance to help them. Healthy trees will sometimes die due to pest or disease infestation; however, in a suburban setting, they are more likely to be damaged due to environmental, mechanical, or chemical stress.



  • Environmental stress – drought conditions, excess soil moisture, too little sunlight, extremely cold temperatures, poor soil quality, and soil compaction

  • Mechanical stress – damage from lawn equipment or improper pruning practices and construction damage of severed roots or trunk wounds

  • Chemical stress – over-fertilization and de-icing salt contamination


When to prune
Pruning is necessary to keep the tree safe for our sake and for its own sake because nature didn’t put them where they are; we did. So, occasionally, they need some TLC.


You should prune trees only when it is necessary for structure, health, and safety purposes.


When does your tree need care? Look for these warning signs:



  • Dead, dying or diseased branches.

  • Branches that cross one another, which rubs the bark off and makes the tree susceptible to disease entry.

  • Sprouts forming at the base of the tree's trunk can be a sign that the tree is injured and is redirecting its energy.

  • Remove vines, turf, or competing vegetation surrounding the tree’s trunk.

  • A tight-angled V shape between the limb and the tree can indicate a weak point in the tree. Examine to see if the bark grows inward instead of outward.

  • Look for nearly vertical branches that compete to be the main trunk of the tree. If they grow large enough they can split off, which can damage the tree or anything underneath it, including your home or vehicle.

  • You’ll need to trim back any nuisance growth, which occurs when a tree interferes with sidewalks, roadways, or utility lines.


One thing you should never do is "top" a tree. Topping removes far too much food producing vegetation and leaves the tree in an extremely stressed state. The sprouts produced after topping are the tree’s attempt to produce enough sugars to overcome the stress. While the tree may continue to live for a time, it will be far more susceptible to disease.


Pruning can be dangerous, to you and the tree. Take safety precautions and make sure that you’re using the right tool for the job. If there is any question as to whether or not you’re able to complete the task safely, it’s a good idea to hire a professional.

Thursday, April 17, 2014

Common painting mistakes and how to avoid them


Painting any room in your home is a great way to give it a fresh look. Not only is it cost-effective, it’s fairly easy and can be accomplished in a weekend. Although it can be easy, there are some common mistakes that do-it-yourselfers make that can make all the hard work look less than exemplary. The good news is that these mistakes can be remedied.

Buying cheap brushes


Cheaper brushes and rollers tend to leave their mark on your wall with bristles or roller lint. Spend a few extra bucks and get the good ones.


Skipping the prep


Most D-I-Yers don’t have the skills to get straight lines and clean edges. A few minutes of prep time makes your work that much better.


Starting too soon


Make sure the spots you repaired with patching compound are completely dry before you sand and prime. Otherwise, all that patching was a waste of time.


Going for too much with a single dip of paint


Don’t let the brush or roller become too dry. Be sure to maintain a smooth line of paint. Once the paint appears to break up, it’s time to re-dip.


Letting paint dry out


For water-based paint, put a piece of clear plastic wrap on the surface of the paint, then reseal the container. For oil-based paint, add about a half-inch of water on the surface before resealing.


Not priming


Priming, as a rule, improves the results you’ll get. Not only does it give the paint a good surface to adhere to, it also brings out the true color of the paint.


Not washing the walls


Paint should have a good, clean surface to stick to. Washing your walls prior to painting will help you get better results.


Not using drop cloths


If you can’t move it out of the room, make sure it’s completely covered with a drop cloth. Tape the edges of the floor and make sure it has a drop cloth, too.


Painting the wall plates


Taking five extra minutes to remove the wall plates and taping around light switches and electrical outlets gives your room a more professional look.

Thursday, April 10, 2014

Time for spring home maintenance projects


In much of the country, spring has sprung and it’s time to shake off the cold of winter and get working around the house. With the first warm, dry spell comes the best time to start thinking about getting your home ready for the rains of spring and the heat of summer.

The number of small projects to complete can be daunting. Here’s a list of 10 things you need to do sooner rather than later.


Test your AC unit


It’s always best to make sure your air conditioning unit is running properly before temperatures start to climb. Take a look to make sure nothing is blocking airflow on and around your unit. Use a brush to clean the fins behind the grate. Consider having an HVAC technician perform a diagnostic inspection and routine maintenance.


Yard tool maintenance


Check lawn equipment to make sure it is ready for summer. Clean, tuned equipment and sharp blades make yard work easier and prolongs the life of your equipment.


Clean the gutters


Any debris that has accumulated over the winter blocks the flow of water through the gutter and downspouts. After cleaning out all the leaves, etc., run a hose to clean them and check for leaks. Seal any holes with a gutter sealant.


Perform some inspections


There are a number of places you’ll need to inspect to identify any problems that may have come to light during the winter.



  • Roof – perform a ground inspection to check for loose or damaged shingles

  • Deck – check for loose supports and boards, as well as problems in the finish

  • Foundation – look for cracks and spaces where soil has been separated from concrete

  • Windows and doors – repair weather stripping and caulking


Spray for bugs


Use non-chemical pesticides, if possible, available at home and garden centers and home improvement stores.


Paint, stain, or seal wood


Whether you have wood decks, planters or fences made out of wood, giving them a new coat of paint, stain or sealant will make them look great while protecting them against the elements.

Thursday, April 3, 2014

Avoiding common mistakes makes your spring cleaning more efficient

According to the calendar, spring is upon us. For many, it's time to air out the house, get organized and give the house a thorough deep cleaning. Companies that sell cleaning products even ramp up advertising directed at this seasonal tradition.
March 21 may be the official start of spring, but that's still a little too early to open the house and air everything out. Especially in this unseasonably cold year! But the time is just around the corner to perform the spring cleaning ritual.

There are a few common mistakes that people make when spring cleaning. Avoid these and this spring, your cleaning will be more efficient and more effective.

Not planning your attack

When you've got a big project with many things to do, it can seem overwhelming. Create a game plan and write it down to help you prioritize and help everyone stick to the task at hand. Keeping your supplies in a bucket and moving them with you to each different room saves yourself time and energy going back and forth to where you keep cleaning supplies. Keep your checklist in a central location so everyone involved can cross off tasks when completed.

Doing it alone

Spring cleaning is a big undertaking. Doing the work by yourself can mean a long day and sore, aching muscles by the end of the weekend. If you have kids, assign them simple tasks, such as dusting, shaking out rugs, and clearing clutter. Older kids can do the heavy lifting, like moving furniture and boxes. If you live alone and have a friend that also lives alone, arrange to help each other. It's always good to have an objective point-of-view to help guide your efforts.

Using the same cloth too long

This is a simple mistake almost everyone makes. If you continue to use the same dirty cloth, you're just taking the dirt and grime and putting it in another room. Streaks come from dirty cloths. Switch cloths out frequently. Microfiber cloths can be cleaned; rinse them in clean water and wring them out. While dusting, use a dry microfiber cloth, then hold it inside a garbage bag and shake it to remove the dust.

Using the wrong tools

Before starting, make sure you have what you need. Stock up on the staples, namely cleaning products and microfiber cloths. Have a step-stool or stepladder handy, or an extension wand, to help reach up into corners. And make sure you have all the attachments and accessories ready for your vacuum. Nothing stops progress and wastes time like looking for that one thingamajig you need to use to clean the upholstery.

Working harder, not smarter

Let your equipment and cleaning products do some of the work for you. That's their purpose. Rather than using cleaning solution, dust with a microfiber cloth; it holds the dust so there's no need to use chemicals in sprays. Apply cleaning solution to tubs and sinks, allowing it to sit for 10 minutes or so before wiping the surface. When cleaning your microwave, you can fill a bowl with water and heat the liquid on high for one minute, creating steam that will loosen stains, and remove baked on splatters.

Waiting too long to clean is a mistake nearly everyone makes. There are some simple tricks you can use to make spring cleaning easier. Put a squeegee in the shower and run it over the walls to minimize build-up. Reuse plastic shopping bags in bathroom and bedroom trashcans to reduce sticky residue. Keep clutter to a minimum by getting everyone in the house to spend a few minutes each night putting things away.

Thursday, March 27, 2014

How to remove candle wax from carpet


Candles have been around for thousands of years. Until electricity, they were merely a source of light. Today, they are more used as a decorative accent. True, they do add a soft glow and wonderful light to your home. Scented candles go one step further and add practically any smell under the sun.
If you burn candles in your home with any regularity, chances are that you've spilled melted wax on the carpet more than once. Thankfully, you can remove melted wax from carpet in just a matter of minutes.

The good news is that you can attack the stain immediately and remove the wax from the carpet. The better news is that if one of your party guests neglected to tell you about the spilled wax, you can still remove it all and leave no trace.

One warning: If you've spilled wax onto an Oriental rug that is an antique, silk, or part silk, contact a professional to remove the stain. They are more delicate and generally more expensive.


  1. If wax is still soft, put some ice in a plastic bag and place over the spot to harden the wax. If it’s set, gently scrape the hardened wax with a butter knife to remove as much as you can.

  2. Use a vacuum to remove the small pieces of wax that you have scraped off.

  3. Preheat iron to lowest setting.

  4. You can use a white kitchen towel or brown paper bag as a blotter to absorb the wax. WARNING: Be sure there is no printing on the paper bag. When heated, the ink will be transferred to your carpet, which is much more difficult to remove.

  5. Gently press the warm iron over the waxy area until it melts and adheres to the blotter. You should keep the iron moving in a circular motion to prevent it from scorching the carpet fibers.

  6. When the wax has been absorbed, lift the blotter from the carpet.

  7. Repeat as necessary, with a new blotter each time. If not, you’ll simply put the wax you’ve removed back onto the carpet.

  8. Use a small amount of rubbing alcohol or carpet cleaner on the spot to remove any dye. Be careful not to allow the alcohol to absorb deeply into the carpet as it can loosen the glue that holds the fibers in place.

  9. Blot with a clean white cloth to remove the alcohol or carpet cleaner. Repeat until the dye no longer appears on your carpet.

  10. Sponge the area with water to rinse and blot again until the area is dry to the touch.

  11. Cover area with clean kitchen towel or stack of paper towels and some weight on top. You can use a few heavy books for this. Leave for several hours to absorb any remaining liquid.

  12. When it’s completely dry, vacuum to return fibers to normal texture.

Thursday, March 20, 2014

Building a raised flower or vegetable garden


Whether you want to put in a flower garden or plant some vegetables, if you have poor soil quality or live in an arid climate, building a raised garden may be your only viable option. Even if you live in a perfect climate and have always had a garden, constructing a raised garden affords you some advantages over a standard on-the-ground garden.

The only requirements are that you want to make sure that it’s level, that you have a place with plenty of sunshine, and that you’re able to give the plant’s roots enough room to grow, which is generally about six inches. If you want to grow vegetables and you’re using lumber, make sure that it’s not treated wood.


The advantages of a raised garden


Easier on the body


Since it's higher, there's less wear and tear on your knees and back.


Smaller area


Gives you more control and more plant productivity per square foot.


Fewer pests


Not necessarily insects, but a raised garden eliminates damage caused by rabbits, moles and gophers.


Less expensive to maintain


You'll use less water and less pesticides because your growing area is concentrated.


Fewer weeds


Since it's elevated, you're less likely to see weeds, especially if you put down a weed barrier.


Better water retention


In areas that have sandy soil, it's difficult to ensure that your plants are getting enough water.


Better drainage


In areas with clay soils, water doesn't drain, which can damage the roots.


Limits soil compaction


Since you're not walking through the garden while working, the soil stays nice and loose.


Warmer soil


This is essential for helping roots establish earlier in the season and makes it possible to extend your growing season.


Less soil erosion


The frame provides a barrier to erosion.


Customizable


You can put a raised garden anywhere and make it any shape. You can even put one on your deck.


Green


Build your new plot out of reclaimed materials, including cinder blocks, wood or stone for the walls.


Interested in building a raised bed for flowers or vegetables?


Here's a great video about how to build a raised garden bed. How to Build a Raised Garden 

Thursday, March 13, 2014

How to paint a ceiling like a pro


Painting a room is perhaps the easiest and least expensive do-it-yourself project that can have a BIG impact on your home. However, many homeowners find painting the ceiling somewhat intimidating. In order to complete a room, painting the ceiling is part of the project.

Yes, compared to the walls, painting a ceiling does require some special equipment - a stepladder and an extension pole. It is somewhat more physically demanding than painting the wall. However, just like painting the walls, putting a little extra time and effort into prep time pays big dividends in overall time, effort, cleanup and the end result. Here are some tips to help you finish the job just like the pros.


Remove as much of the furniture as you can.


Not only does it make moving in the space easier, it limits damage that can be caused to furniture. Make sure to cover the furniture you don’t remove with drop cloths.


Tape up


If you are painting the entire room, the ceiling is where you should start. And you may avoid taping. If you are painting the ceiling only, use painter’s tape where the walls meet the ceiling and around any molding on the ceiling’s edges.


Prime time


It may seem like an added step, but adding a coat of primer provides a stain barrier and can make it possible to finish the ceiling with only one coat of paint.


Cutting corners


Starting in one corner, with a 2″ trim brush, paint a three foot cut-line along one wall, then the adjoining wall. While the cut-line is still wet, start painting the ceiling with the roller. Just like painting a wall, painting while the cut-line is still wet will help reduce visible lines.


Fill up


Fill the well of the roller tray with paint and move the roller over the paint until the nap is covered. Don’t submerge the roller; just glide it over the paint in the shallow part of the tray until the nap is completely covered and paint drips are minimal.


Roll on


Unless you’re 6’6” and working on 8’ ceilings, you’ll need to attach the extension pole to the roller. Use the paint-filled roller to create a zigzag pattern measuring 3-4 feet square. Then go over the same area using straight strokes to even out the paint. Remember to work while the paint is still wet to avoid leaving paint lines. Paint smaller sections and be sure to feather the edges to reduce visible lines between sections.


The secret is to work quickly and efficiently. Prep work cuts painting time, which means you’ll be working with wet paint and less likely to leave visible lines. Like any painting project, you may need to repeat the process. Be sure to clean any splatters and drips immediately, and to clean paintbrushes, roller and tray with warm soap and water when you’re finished.

Thursday, March 6, 2014

Using accent colors in surprising places


Brightening your home can be accomplished quickly, easily and cheaply. There's no need, however, to limit yourself to using color only on walls when there are so many other opportunities in your home to use an accent color.

If you’re looking around and see a neutral-hued home, try adding color in these unique places.


Bookshelves


Whether you have built-in or freestanding bookcases, painting the inside of it adds color to a room in an unexpected way while becoming an attractive backdrop for whatever you put on the shelves.


Storage units


Just because your storage cabinets are practical doesn’t mean they have to get lost in the background. Choose a bright, bold color to truly make a statement.


Collections


Try placing several small pieces of pottery together to add color to any neutral-colored room. Grouping pieces is both art and science. Too much looks like clutter; too few and it looks like an accident.


Painted furniture


From bright to subdued, solid or patterned, and finishes ranging from antique to distressed, painting wooden furniture can give an old piece new life while adding color to any room. You're really only limited to your imagination.


Interior doors


You may give a lot of consideration to the color of your exterior doors, but not give your interior doors much of a thought at all. Painting an interior door with a bold color packs a punch, especially for a hallway or rooms bathed in neutral tones. You may choose to paint the woodwork around windows and along floorboards to match the door or keep them white, which allows the door to do all the talking.


Dining chairs


If your dining room is filled with neutral tones, adding brightly colored chairs is a great way to add color. Mismatched chairs painted the same color with coordinating cushions is a great way to add color, unique pieces, and whimsy to your dining room.


Floors


Often considered taboo, painting a floor has been a no-no, but it really depends on how the room is used. You may choose to paint the floor of a child's room, craft room or game room, just to name a few.


Window seats


One of the coolest places to use an accent color is in a window seat alcove. You may choose to enhance the view outside or paint it in a warm inviting color to create a bright, cheerful space for a reading nook.


Ceilings


For the most part, ceilings don't vary much when it comes to color. That being said, a bold color on the ceiling is a bold choice and can add character to any room.


Stairs


Perhaps more surprising than adding color to a ceiling or painting the floor, painting the stairs has been a decorating trend for a couple of years. You may choose colors to coordinate with those in other areas of your home, or do something odd or whimsical or daring.

Thursday, February 27, 2014

Home hazards and how to get rid of them


Although there are many things around the house that many homeowners concentrate on, which are highly visible, there are things that they can’t see that pose a higher risk. Here are six problems that pose a danger to you, your family and your home that you'll want to avoid and swiftly remedy if they show up at your home.

Asbestos


Asbestos was used in electrical insulation and in building insulation and is typically uncovered in the basements and attics of homes built before the 1970’s. It has been linked to serious health problems, including lung cancer and mesothelioma. If you uncover asbestos that you can’t avoid or if you are unsure if your house contains asbestos, find a certified asbestos consultant in your area and request a home evaluation.


Carbon monoxide


Carbon monoxide is a colorless, odorless, and tasteless gas. In high concentrations, it is toxic to humans and animals. Detectors are available at home improvement and hardware stores. Carbon monoxide detectors should be placed on each level of your home, including the basement.


Lead


One of the most dangerous substances to children in homes built before 1980 is lead paint. You can buy lead test kits at home improvement and hardware stores. If you find that your home has lead paint, hire a certified professional to remove and dispose of it.


Mold


One of the hazards most often faced by homeowners is mold, which is caused by excessive moisture build-up due to flooding, leaky roofs and indoor plumbing issues. Mold is often undetectable and can cause allergic reactions and long-term health problems. Minor mold can be eradicated with soap and water or bleach-to-water solution composed of 9 parts water to 1 part bleach. If you experience a major water issue, have a water mitigation specialist come out to dry affected areas.


Radon


Linked to lung cancer, radon is a radioactive gas that is produced from the natural breakdown of uranium in soil, rock and water. It seeps into your home through cracks and other holes in the foundation. There are many radon testing kits available and if your home tests positive, hire a consultant immediately.


Termites


Termites are attracted to wood, moisture accumulation near the foundation and dead plant material left on the ground. The sign to look for is the damage they cause to wood, especially door and window frames. Maintenance and prevention is crucial, but when faced with infestation, you need to call in a seasoned professional who specializes in eradicating termites.

Thursday, February 20, 2014

Talking dirty: Places in our homes that we need to clean more often


It’s easy to think of toilets, sinks, countertops and floors when you’re thinking about cleaning the house. But the surfaces of some areas in your home are breeding grounds for all kinds of germs, bacteria and mold.

Here are some areas of your home that you may not clean regularly, but need to start.


Bedding


Dust mites collect over time in mattresses; so many, in fact, that the weight of your mattress can double in 10 years. Exposure to dust mites can cause allergic reactions, sinus pain and even asthma attacks. Experts recommend using dust mite-proof casings on pillows and mattresses.


Blinds


Window blinds are great places for dust to collect, which can lead to allergy attacks. Make sure to dust every two weeks with a lamb’s wool or microfiber duster.


Comforter


Most people forget to wash the comforter on their bed. It should be laundered once a month to remove germs and allergens.


Computer area


It’s said that a messy desktop is a sign of genius. Not really. It can be a sign of bacteria, germs and maybe mold, especially if you eat at your desk. Keep disinfecting wipes around so you can clean your desk and electronic wipes to keep equipment clean.


Lights


Bugs inevitably find their way to lamps and end up dying in the fixtures of floor lamps and overhead lights. Make sure to de-bug when you dust.


Remote control


Think about who handles the remote control, how often and when. Remotes should be wiped down with electronics wipes several times a week.


Refrigerator coil


The coils are located in the back or behind the base grille and if they get covered in dust, they won’t release heat, which makes the compressor work harder. Eventually, the refrigerator will not be able to maintain proper temperature. Brush-off the dust and vacuum the coils every six months.


Shower


Even though the shower is most generally associated with cleanliness, it’s a prime environment for mold and mildew. Make sure your bathroom is properly ventilated.


Trash cans


Indoor trash cans should be washed at least monthly to combat germs and bacteria. Fill the cans with hot water and dish soap. Let them sit for an hour, then wipe dry. Spray the inside with disinfectant before putting a new bag in.


Walls


Walls can be a place where dust gathers, especially around crown molding and baseboards.


Washing machines


Mold can be a problem in the new, front-load washing machines, especially around the door. Wipe down the door regularly and leave the door open between loads so it can dry out properly. Consider running a sanitize cycle with bleach to disinfect the machine once a month.

Thursday, February 13, 2014

Sounds like you should get that checked out

Hearing a strange sound in your home is always disconcerting, especially at night or if you’re in the basement. Some sounds are natural. Homes are built of many different materials that make noises as they expand and contract.

If your home is making noises louder than a knuckle popping, it could be a sign that there’s a problem that needs immediate attention. Here are the sounds you don’t want to hear.


Hissing


A possible gas leak could be indicated by a hissing sound. This is something you definitely don’t want to mess around with. Don’t even mess around with trying to shut it off. Get out of the house and call a professional to come out ASAP.


Clanking


When you turn on the heat in the fall, it’s very likely that it will make a little noise. If you hear knocking or clanking, it could be a sign that the circulator pump is about to fail. Call an HVAC service technician and get them out there ASAP.


Scratching


If you hear a strange scratching sound coming from behind the walls, it’s a good indication that you’ve got critters such as mice, squirrels or raccoons taking up residence. Set traps or call a specialist ASAP. They can spread disease and cause damage to the home if not removed.


Bubbling


Any time the water heater makes a weird sound is an indication that it needs attention. A bubbling or cracking sound usually means that you’ve got sediment built up in the tank. You should flush the tank at least once a year. This gets rid of the sediment and extends the life of your water heater.


Whistling


No, your heater doesn’t think you look great. That whistling sound means your heater is working too hard to pull air in. Replace your filters every three months.


Running water when no one’s running water


This could indicate a busted pipe. Shut off the main; if the sound goes away, you’ve got a leak. Call a plumber. A leak can cause damage and promote the growth of mold.

Thursday, February 6, 2014

The secret to good gardening is . . . lasagna?


If you’re considering putting in a new garden and want to keep it as environmentally-friendly as possible, you might want to consider prepping the ground this year and plant next year.

Creating a great garden space can’t just happen overnight. Getting the soil ready for planting a garden takes some time, work, and organic matter to make some garden lasagna.


What is lasagna gardening?


Building your garden soil through a process similar to composting lies at the heart of lasagna gardening. Made popular two decades ago by a book written by Patricia Lanza called – what else? – “Lasagna Gardening.”


Rather than bringing in yards of soil, Lanza reasoned, you build the soil from the ground up by adding alternating layers of nitrogen-rich (green) and carbon-rich (brown) organic matter. The green layer can include grass clippings, kitchen compost, coffee grounds and herbivorous manure. The brown layer includes fallen leaves, straw, newspaper and even shredded cardboard. Each layer should be at least an inch thick.


Making garden lasagna


This is the perfect time of year to start your soil for a new garden. It will take about a year for your soil to be completely ready. The process is simple.



  1. Mark off your garden plot.

  2. Using a shovel, turn over the soil about a foot deep and break up the sod.

  3. Rake all your leftover leaves from the winter into the spot. Better yet, mulch them to create your first brown layer. Save a week’s worth of newspapers and add a bale of straw and you’ve got a pretty good first layer.

  4. Ask your neighbors to catch their first mow grass clippings to add to your first green layer. You may have to buy a couple of bags of manure to get enough to make a good layer.

  5. Don’t compress the layers. You want to make sure your lasagna is getting enough air and water to aid in the breakdown.

  6. PRO TIP: Don’t add more green than brown; your soil will turn acidic.

  7. You can make as few or as many layers as you want.

  8. When you get to the last layer, cover it in brown matter or soil.

  9. Water it down to start the process.

  10. Walk away - for a year - and let nature take its course.

It’s perfectly fine to plant in the decomposing mulch in the first year. By next year, the soil will be perfect.

Thursday, January 30, 2014

The art of cleaning quickly


Have you ever been relaxing on the weekend or after work and thought, “I really need to clean this place up?” At that very moment, the phone rings and it’s your friend/Mom/sister who wants to pop by for a moment to return that thing they borrowed/have coffee/talk about what’s happening. And they just won’t take no for an answer.

The panic clean doesn’t have to be a frenzied battle. There are some steps you have to take to make your home look presentable quickly and efficiently.


Prioritize


You don’t need to give your entire home a deep cleaning in 10 minutes but you don't need to. Focus on the rooms where you and your guest are likely to spend the most time: bathroom, kitchen and living room.


Prepare


If you are a professional procrastinator or cleaning avoidance master, you should gather what you’ll need into one caddy: cloths, magic erasers, spray glass cleaner, and all-purpose cleaner. Keep it at the ready for just such an occasion and stash it under the kitchen sink.


Plan


Use a systematic approach to guarantee that all areas of each room are cleaned without having to retrace your steps. Clean clockwise starting at the left of the door and go from top to bottom.


Proceed


Spray down toilet bowls, countertops, stovetop and sinks first to give it time to loosen surface stains.


Pick up


After you’ve sprayed everything down, take a couple of minutes to fill an empty laundry basket with all the random stuff lying in the living room and entryway. Keep a box handy for collecting mail and magazines separate. Dust the surfaces as you go.


Polish the bathroom


Focus on the toilet, sink and mirror. You’ve already sprayed the toilet and sink; wipe them down and then work on the mirror. Store bathroom products in a small basket under the sink, just while your guest is there.


Plates and bowls


Time to make the kitchen presentable. Wipe down the surfaces you've already sprayed, then put all the dirty dishes in the dishwasher if you haven’t had time to run a load. Don’t worry, you’re only using it for temporary storage.


Perfect


The details will make it look like you didn’t just spend 15 minutes frantically cleaning. Arrange magazines and fluff pillows and put them neatly on the couch and chairs to give your room a finished look.


Power vacuum


Running the vacuum will not only catch any dust that fell on the floor, it is the best way to give the most noticeable thing in your home – the carpet – a quick refresh.


All you need is some planning and preparation and 10-15 minutes to give the major rooms in your home a quick cleaning to make it look more presentable for your guest.

Thursday, January 23, 2014

How to prevent frozen pipes and what to do if a pipe bursts


When the temperature reaches freezing, this can cause the water inside pipes to freeze. As the water freezes, it expands causing the pressure inside the pipes to increase. Frozen pipes is a minor inconvenience; a pipe that bursts is a homeowner’s nightmare.

Water lines are particularly susceptible to freezing when the temperature outside gets cold very quickly because the warmth from your heating system is unable to keep up with the demand the suddenly cold temperatures bring. Homes in more temperate climates are also susceptible when the temperature dips below freezing. Because they are typically warmer, water pipes may not be insulated as well as they should be.


Preventing frozen pipes



  • Insulate pipes, especially those close to outside walls, attics or crawl spaces where the chance of freezing is greatest.

  • Seal any air leaks near the pipes.

  • If there are water supply lines in your garage, keep the garage doors closed.

  • Always remember to drain, disconnect and store garden hoses.

  • Close inside valves supplying outdoor hose bibs.

  • Open the cabinet doors in kitchen and bathroom – this lets warmer air circulate around the plumbing.

  • Maintain thermostat at 55 degrees or higher when you are out of town.

  • If you get a cold snap, turn on both hot and cold faucets near outside walls allowing a small trickle of water to run during the night.

  • Identify the locations of shutoff valves so that you are prepared to stop the flow of water as soon as possible when a pipe bursts.


If pipes freeze:



  • Thaw a frozen pipe using a good hair dryer. However, avoid using a hair dryer around standing water.

  • Heat water on the stove, soak towels in the hot water and wrap them around the pipe.

  • When thawing a pipe, start nearer to the faucet and work your way back.

  • Turn on the faucet so water can drip out as the ice melts.

  • If you have one frozen pipe, chances are that you may have more. Check all other faucets in your home.


If pipes burst:



  • Shut off the water at the main valve.

  • Take precautions to avoid electrical shock from being in or near standing water.

  • If the break is in a hot water pipe, the valve on top of the water heater should be closed.

  • Call a plumber.

  • Take inventory of any damaged property.

  • Contact your insurance agent to help you locate an emergency water mitigation specialist who can dry out the damaged area quickly.

Thursday, January 16, 2014

Unusual things that your homeowner’s insurance may cover


Insurance is one of those things you have to buy and hope you never use. Homeowner’s insurance is no different.

If you’re like most homeowners, you never take the time to read the fine print of the policy. This could be costly. There’s a good chance that your loss may be covered. Even something that you think “There’s no way it will be covered.” It just may.


Here are some of those things…


Accidental damage or injury


Most people know that their homeowner’s policy will cover injury or damage that occurs in the home, but many don’t know that your policy can cover things that occur, even outside the realm of your home.


Student property


When your kids go away to college and live in dorms, they’re going to take most of their stuff with them, naturally. Your homeowner’s policy may protect their expensive gadgets such as phones, tablets and computers when they go.


Collections


If you have a really extensive (and expensive) collection, you may have to get additional coverage. But if you have a collection of pigs that people gave you because you’re from Arkansas and lose those mementos in a fire, they should be covered.


Expensive cooking ingredients


If you’re a foodie, you may have ingredients in your kitchen that are both unusual and pricy. The internet makes it possible to buy things like truffles, saffron, cheese, and imported olive oil. If you’re a foodie, make sure to save your receipts, just in case.


Dog bites


You’re hosting a dinner party and the family dog gets excited with all the people around and jumps on a guest and bites her. So if medical treatment is needed, check your policy to see if you’re covered.


Interior designer fees


It’s happened before. A homeowner does a major renovation to their home and just as soon as the project is complete, disaster strikes. Your policy may cover fees you paid to the decorator, not just for the furniture and décor.


Of course, these are just a few examples of what may be covered. Make sure to read your homeowner’s insurance policy, especially the fine print. It’s a good idea to know what’s covered and what isn’t. If you do happen to incur some damage, it never hurts to contact your agent to ask.

Monday, January 6, 2014

Creating a fire evacuation plan


Whether you have children or live alone, in a duplex or a two-story house, it's a good idea to make a plan for how to evacuate your home.

If you work in an office building, chances are your company has a fire drill at least once a year. If you have kids, their schools have fire drills at least twice a year. Why not do the same thing at home?

With a proper plan and by practicing regularly, you increase the odds that everyone gets out safely in case of a fire in your home.

Tips for making a fire escape map
Any time you stay at a hotel, you've probably noticed a fire escape map on the door of the hotel room. It makes perfect sense to draw a map that shows the exits for every room in your home. It's easy; and there are plenty of options online to help you draw one up. Check out NFPA for more safety tips and advice about creating a fire escape map.

Maps should include:
·         Two escape routes for each room in the home.
·         Locations of fire extinguishers in the home.
·         Meeting place outside the home to meet in case of fire.
·         Emergency phone numbers.


After you make a fire escape map
Put the map in the bedrooms and common areas of your home, including the bathroom and kitchen.

Have a discussion with the members of the family to discuss the map and what is expected of everyone if a fire were to happen. Make sure everyone knows where to meet and the emergency phone number.

Above all, make sure to practice. If it's your first time, do it during the day. Make sure everyone knows the escape routes for each room of the house.

A few weeks later, run through everything again at night. Why? Because most deadly fires occur at night. Knowing this fact is another good reason to make sure that your smoke detectors are installed and working properly.

Do a fire drill four times a year.

Proper planning, practicing, and making sure that everyone knows what to do can mean the difference between everyone getting out safely and a disaster that no one wants to think about.